Self-employed and looking for a home loan? NASB may be able to help!
- Non-traditional income sources such as 1099 forms accepted
- 680 minimum credit score; $175,000 minimum loan amount*
- Less money down up front
- Shorter bankruptcy waiting periods
Being self-employed can be very rewarding but can also make it challenging to get a mortgage loan.
At North American Savings Bank, we recognize that self-employed borrowers don't fit inside standard loan guidelines and need a non-conforming loan to help them get into the home of their dreams. With our Flex Loan, we look at your unique situation, combining common sense underwriting with our flexible guidelines to help you achieve your financial goals. Contact us today to see if we can help you!
What Our Customers Say
Philip G., August 14, 2022
★★★★★ (5)
"NASB provides the small business owner and the self-employed means to qualify for many types of mortgages. All the staff in contact with me are extremely helpful and update me on pertinent information I need to know throughout the mortgage process."
"NASB provides the small business owner and the self-employed means to qualify for many types of mortgages. All the staff in contact with me are extremely helpful and update me on pertinent information I need to know throughout the mortgage process."
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*Flex Loans require a minimum 680 FICO score and $175,000 loan amount (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), a minimum credit score of 680, and a 10% down payment with approved mortgage insurance. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Not available in New York state, the Chicago or Baltimore metropolitan areas, and not available in all locations or for all property types. Loans subject to underwriting and eligibility criteria, and other factors. Your loan officer will provide you with more information regarding Flex loans and what may work best for your situation.