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Struggling to meet traditional loan requirements? NASB may be able to help.

The Advantages of a Non-QM Loan with NASB:

  • Flexible Underwriting - Our in-house team works with you to simplify the process.
  • No Tax Return, No problem - Great option for self-employed borrowers.
  • Fast, Hassle-Free Approvals - No unnecessary delays, just solutions.
  • Multiple Loan Options - Bank Statement, DSCR, 1099, Jumbo and more.
  • Credit Challenges? - You may still qualify for financing.


We're here to help!

888-661-1963 



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Find a home loan that fits your unique financial situation.

At NASB, we understand that not everyone fits the standard loan mold. That’s why we offer unconventional mortgage options designed for borrowers with unique income or credit circumstances.

Our non-conforming loans may be an excellent option for:

  • Self-Employed Professionals & Business Owners
  • Real Estate Investors & Investment Property Owners
  • Independent Contractors & Freelancers
  • Gig Workers & Entrepreneurs

Ready to explore your options? Connect with our team today and see how we can help!

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Let's get started!

Answer six quick questions to get your personalized recommendations from one of our loan experts.

What type of mortgage loan are you looking for?

Non-QM Loan Comparison


Loan Type1 Who is it for? Min. Credit Score Min. Loan Amount Min. Down Payment
Bank Statement Loan Small business owners 700 $175,000 10% with mortgage insurance*
1099 Loan Self-employed individuals 700 $175,000 20%*
DSCR Loan Real estate investors 700 $175,000 25%
Asset Depletion Loan Borrowers using liquid assets to qualify 700 $175,000 20%*
Jumbo Loan Borrowers with home purchases above the conforming limit 720 $805,501 20%
Credit Event Loan Helps individuals get a mortgage after credit event like bankruptcy 620 $175,000 30%

*10% down payment with no mortgage insurance option available with 740 FICO. Talk to a NASB loan officer for more details.


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*Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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