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Peace of mind comes with interest.

Open a Prosper Checking account online to get valuable rewards including higher interest rates on CD products.

NASB’s Prosper Checking account comes with:



Free Digital Banking Tools1

Everything you need to bank, no matter where you are...or what the circumstances.

  • Online banking
  • Bill pay
  • e-Statements
  • Debit card
  • Mobile banking with free mobile check deposit
  • Mobile payments

 

Triple Threat Protection

cracked phone Cell Phone Protection2,3
Receive up to $400 per claim ($800 per year) if your cell phone is cracked, broken, or stolen.
   
 steering wheel Roadside Assistance3
Available 24/7 and free to use up to $80 in covered service charges.
   
stop sign
 ID Theft Aid2,3
Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.

 

Plus...money saving benefits!

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
Prosper Checking4
Account benefits 
Interest on Your Checking BalanceIncluded
Minimum Opening Balance$1,500
Monthly Minimum Balance$1,500
Monthly Fee$8
waived with $1500 minimum balance
 
Interest on Your Checking BalanceIncluded
Minimum Opening Balance$1,500
Monthly Minimum Balance$1,500
Monthly Fee$8
waived with $1500 minimum balance
 
Interest on Your Checking Balance 
Minimum Opening Balance$100
Monthly Minimum Balance$0
Monthly Fee$6

Earn higher CD rates with a NASB checking account.

Pair your Prosper Checking account with a NASB Certificate of Deposit to earn even better rates. If you have savings that you won’t need to access for a while, a Certificate of Deposit might be an ideal savings plan. Generally, the longer your term length, the higher the interest rate, and the more money you'll earn.


Current Rates - Effective Date: 2/9/2024


Prosper Checking                          Open an account

Minimum Balance
for APY4
APY4 Minimum
to Open
$.01 - $4,999.99 0.55% $1,500
$5,000 - $49,999.99 (Non-Qualified) 0.60% $1,500
$5,000 - $49,999.99 (Qualified) 0.70% $1,500
$50,000 - $1,499,999.99 0.60% $1,500
$1,500,000 or greater 0.55% $1,500
 

Thrive Checking                                   
Available in-branch only

Minimum Balance
for APY4
APY4 Minimum
to Open
   No Interest    $100

 

Advance Checking                        Open an account

Minimum Balance
for APY4
APY4 Minimum
to Open
   No Interest    $100

 

Premium Money Market             Open an account

Minimum Balance
for APY4
APY4 Minimum
to Open
$.01 - $24,999.99 0.45% $1,000
$25,000 - $1,499,999.99 0.55% $1,000

 

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).

CD interest rate is calculated based on your total NASB checking account balance.5

 
Online CD Specials

 

7 Month Special                             Open an account

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 5.15% 5.02% $1,000
$1,000
$2,500 - $9,999 $1,000
$1,000
 
 

15 Month Special                           Open an account

 
Total Checking Account Balance5 APY4  Interest Rate4  Minimum
to Open 
Base Rate 4.92% 4.80% $1,000
4.97% 4.85% $1,000
$2,500 - $9,999 5.02% 4.90% $1,000
5.07% 4.95% $1,000
 
 

24 Month Special                           Open an account

Total Checking Account Balance5 APY4  Interest Rate4  Minimum
to Open 
Base Rate 1.01% 1.00% $1,000
 


3-Year Special                                
Open an account

Total Checking Account Balance5 APY4  Interest Rate4  Minimum
to Open 
Base Rate 3.05% 3.00% $1,000

 
 
 

3 - 5 Month Term                                 
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 0.90% 0.90%
$1,000

$1,000
$2,500 - $9,999 $1,000
$1,000
 
 

6 - 11 Month Term                                 
Available in-branch only            

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 0.90%
0.90%
$1,000

$1,000
$2,500 - $9,999 $1,000
$1,000
 
 

12 Month Fixed IRA                             
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 0.95%
0.95%
$100

$2,500 - $9,999
 
 

12 - 23 Month Term                             
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 0.95% 0.95% $1,000

$1,000
$2,500 - $9,999 $1,000
$1,000
 

24 - 35 Month Term                             
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 4.50% 4.40%
$1,000
4.55%
4.45% $1,000
$2,500 - $9,999 4.60% 4.50% $1,000
4.65% 4.55% $1,000
 
 

36 - 47 Month Term                             
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 1.16% 1.15%
$1,000

$1,000
$2,500 - $9,999 $1,000
$1,000
 
 

48 - 59 Month Term                             
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 1.06% 1.05%
$1,000

$1,000
$2,500 - $9,999 $1,000
$1,000
 
 

60 - 120 Month Term                           
Available in-branch only

Total Checking Account Balance5 APY4 Interest Rate4 Minimum
to Open
Base Rate 1.11% 1.10%
$1,000

$1,000
$2,500 - $9,999 $1,000
$1,000


OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.

High Rate Savings                        Open an account

Minimum Balance
for APY4
APY4 Minimum
to Open
$.01 - $49,000 4.18% $1.00
$50,000 - $1,499,999 $1.00
1,500,000 and greater 1.36% $1.00

OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.


Prosper Checking

1Internet and/or wireless service provider charges may apply.

2Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.

3Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY NASB.

4
Annual Percentage Yield (“APY”), Effective Date: 2/9/2024, valid for accounts opened in-branch and online. $1,500 minimum balance to open Prosper Checking. Rates subject to change without notice and rates may change after the account is opened. Fees can reduce earnings on the account. Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements.

Certificates of Deposit
1Annual Percentage Yield (“APY”), Effective Date: 2/9/2024valid for accounts opened in-branch and online. Rates subject to change without notice. Fees can reduce earnings on the account. $1,000 minimum balance to open CD. Interest compounded daily, paid quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Early withdrawal penalty may apply.

2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.



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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

Copyright © 2024 North American Savings Bank, F.S.B. All rights reserved.

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