NASB’s Prosper Checking account comes with:
Free Digital Banking Tools1
Everything you need to bank, no matter where you are...or what the circumstances.
- Online banking
- Bill pay
- e-Statements
- Debit card
- Mobile banking with free mobile check deposit
- Mobile payments
Triple Threat Protection
 | Cell Phone Protection2,3 Receive up to $400 per claim ($800 per year) if your cell phone is cracked, broken, or stolen. | |
 | Roadside Assistance3 Available 24/7 and free to use up to $80 in covered service charges. | |
 | ID Theft Aid2,3 Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration. |
Plus...money saving benefits!
Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
| Prosper Checking4 | |
|---|---|
| Account benefits | |
| Interest on Your Checking Balance | Included |
| Minimum Opening Balance | $1,500 |
| Monthly Minimum Balance | $1,500 |
| Monthly Fee | $8 waived with $1500 minimum balance |
Prosper checking
| Interest on Your Checking Balance | Included |
| Minimum Opening Balance | $1,500 |
| Monthly Minimum Balance | $1,500 |
| Monthly Fee | $8 waived with $1500 minimum balance |
Thrive checking
| Interest on Your Checking Balance | |
| Minimum Opening Balance | $100 |
| Monthly Minimum Balance | $0 |
| Monthly Fee | $6 |
Earn higher CD rates with a NASB checking account.
Pair your Prosper Checking account with a NASB Certificate of Deposit to earn even better rates. If you have savings that you won’t need to access for a while, a Certificate of Deposit might be an ideal savings plan. Generally, the longer your term length, the higher the interest rate, and the more money you'll earn.Current Rates - Effective Date: 10/04/2024
Checking Accounts
Prosper Checking Open an account
| Minimum Balance for APY4 |
APY4 | Minimum to Open |
|---|---|---|
| $.01 - $4,999.99 | 0.55% | $1,500 |
| $5,000 - $49,999.99 (Non-Qualified) | 0.60% | $1,500 |
| $5,000 - $49,999.99 (Qualified) | 0.70% | $1,500 |
| $50,000 - $1,499,999.99 | 0.60% | $1,500 |
| $1,500,000 or greater | 0.55% | $1,500 |
Thrive Checking
Available in-branch only
| Minimum Balance for APY4 |
APY4 | Minimum to Open |
|---|---|---|
| No Interest | $100 |
Advance Checking Open an account
| Minimum Balance for APY4 |
APY4 | Minimum to Open |
|---|---|---|
| No Interest | $100 |
Premium Money Market Open an account
| Minimum Balance for APY4 |
APY4 | Minimum to Open |
|---|---|---|
| $.01 - $24,999.99 | 0.45% | $1,000 |
| $25,000 - $1,499,999.99 | 0.55% | $1,000 |
OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.
Certificates of Deposit
Online CD Specials
All in-branch CDs may be opened as Individual Retirement Accounts (IRAs).
CD interest rate is calculated based on your total NASB checking account balance.5
7 Month Special Open an account
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 4.75% | 4.64% | $1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
15 Month Special Open an account
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 4.92% | 4.80% | $1,000 |
| 4.97% | 4.85% | $1,000 | |
| $2,500 - $9,999 | 5.02% | 4.90% | $1,000 |
| 5.07% | 4.95% | $1,000 |
24 Month Special Open an account
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 1.01% | 1.00% | $1,000 |
3-Year Special Open an account
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 3.05% | 3.00% | $1,000 |
3 - 5 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 0.90% | 0.90% |
$1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
6 - 11 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 0.90% |
0.90% |
$1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
12 Month Fixed IRA
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 0.95% |
0.95% |
$100 |
| $2,500 - $9,999 | |||
12 - 23 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 0.95% | 0.95% | $1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
24 - 35 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 4.50% | 4.40% |
$1,000 |
| 4.55% |
4.45% | $1,000 | |
| $2,500 - $9,999 | 4.60% | 4.50% | $1,000 |
| 4.65% | 4.55% | $1,000 |
36 - 47 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 1.16% | 1.15% |
$1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
48 - 59 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 1.06% | 1.05% |
$1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
60 - 120 Month Term
Available in-branch only
| Total Checking Account Balance5 | APY4 | Interest Rate4 | Minimum to Open |
|---|---|---|---|
| Base Rate | 1.11% | 1.10% |
$1,000 |
| $1,000 | |||
| $2,500 - $9,999 | $1,000 | ||
| $1,000 |
OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.
High Rate Savings
High Rate Savings Open an account
| Minimum Balance for APY4 |
APY4 | Minimum to Open |
|---|---|---|
| $.01 - $49,000 | 3.75% | $1.00 |
| $50,000 - $1,499,999 | $1.00 | |
| 1,500,000 and greater | 0.97% | $1.00 |
OFFERING RATES SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.
Prosper Checking
1Internet and/or wireless service provider charges may apply.
2Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals.
3Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY NASB.
4Annual Percentage Yield (“APY”), Effective Date: 10/04/2024, valid for accounts opened in-branch and online. $1,500 minimum balance to open Prosper Checking. Rates subject to change without notice and rates may change after the account is opened. Fees can reduce earnings on the account. Monthly requirements to earn Qualified rate. See Truth in Savings brochure for requirements.
Certificates of Deposit
1Annual Percentage Yield (“APY”), Effective Date: 10/04/2024, valid for accounts opened in-branch and online. Rates subject to change without notice. Fees can reduce earnings on the account. $1,000 minimum balance to open CD. Interest compounded daily, paid quarterly. Annual Percentage Yield assumes reinvestment of principal and interest at the same rate. Early withdrawal penalty may apply.
2Primary relationship based on the aggregate daily balances in your NASB Checking account(s), on which you are the primary or secondary account holder. Money Market accounts are NOT eligible for Relationship Certificate of Deposit (CD) rates. The CD base interest rate is guaranteed for the term of the CD. Additional Relationship CD rate may vary daily based upon aggregate checking balances.
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