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An Option For Self-Employed Borrowers With Bank Statement Loans

  • No tax returns needed
  • Down payments as low as 15%*
  • In-house underwriting means a fast and worry-free loan process
  • Borrow up to $1,250,000
  • 680 minimum credit score; $175,000 minimum loan amount*

Self-employed borrowers can now secure a home loan with bank statements.

If you are self-employed and seeking a home mortgage but would like an alternative way to show your true cash flow, a bank statement loan from NASB might be the right for program for you. At NASB we can review 12 to 24 months of bank statements to calculate your qualifying income. This loan does not require personal or business tax returns to verify your income.

What Our Customers Say
Karina P., November 8, 2023
★★★★★ (5)

"My fiance and I are both 1099 employees and first-time homebuyers, so as one can imagine, it was fairly difficult for us to find a lender that did not have obscene fees. NASB helped us find a mortgage loan that was beneficial to us and worked with our situation. From our first phone call to closing day, our loan officer was offering her help and expertise the entire time. If you are self-employed or a 1099 contractor looking to purchase a home, contact NASB. They will do their absolute best to make it happen!"
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As seen in:

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*Minimum loan amount of $175,000 required to apply. Exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. 
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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