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Bank Statement Mortgage Loans for Self-Employed Borrowers

  • No tax returns needed
  • 680 minimum credit score; $175,000 minimum loan amount*
  • Borrow up to $1,250,000
  • In-house underwriting means a fast and worry-free loan process

If you’re self-employed you can now secure a home loan with bank statements.

Working for yourself has its advantages, but getting a home loan can be challenging. With a bank statement loan, NASB can review 12 to 24 months of bank statements to calculate your qualifying income to warrant a loan approval. This unique loan option does not require personal or business tax returns, W2’s, or paystubs to verify your income.* Our mortgage experts will walk you through every step of the process- fast and worry-free.

Bank statement loans are an excellent option for:

  • Business Owners
  • Independent Contractors
  • Entrepreneurs
  • Consultants
  • Gig Workers
  • Realtors
  • Retirees
What Our Customers Say
Philip G., August 14, 2022
★★★★★ (5)

"NASB provides the small business owner and the self-employed means to qualify for many types of mortgages. All the staff in contact with me are extremely helpful and update me on pertinent information I need to know throughout the mortgage process."
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*Bank Statement Loans require a minimum $175,000 loan amount (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), a minimum credit score of 680, and a 10% down payment with approved mortgage insurance. Contact a NASB Loan Officer for more details on the specific areas and/or zip codes excluded. Not available in New York state, the Chicago or Baltimore metropolitan areas, and not available in all locations or for all property types. Loans subject to underwriting and eligibility criteria, and other factors. Your loan officer will provide you with more information regarding Bank Statement loans and what may work best for your situation.
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NMLS ID# 400039.

Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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