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1099 Mortgage Loan for Travel Nurses

  • No tax returns needed
  • Competitive interest rates and customized terms
  • In-house underwriting means a fast and worry-free loan process
  • $175,000 minimum loan amount; 700+ minimum credit score*
  • NASB is a national leader in the non-QM lending space

Flexible mortgage solutions for travel nurses with 1099 Income.

As a travel nurse, your work takes you across the country, but your income structure shouldn’t hold you back from owning a home. If you're tired of being told you “don’t qualify,” we’re here to change that. Our 1099 mortgage loan uses your 1099-NEC statements to verify your income and eligibility, eliminating the need for traditional tax documents. Whether you're ready to settle down or invest in a place between contracts, we’ll help you secure financing that fits your unique lifestyle.

1099 Mortgage Loan Requirements Include*:

  • Last 12 months of 1099-NEC income (fewer months accepted if from current employer)
  • Must provide documentation of year-to-date income
  • 700+ minimum credit score
  • 20% minimum down payment
  • $175,000 minimum loan amount
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    *1099 loans require a minimum 700 FICO score, a minimum loan amount of $175,000 (exceptions include mortgage products for properties located within the Greater Kansas City metro and surrounding areas), and a 20% down payment. A lower FICO score or down payment may be available with eligible compensating factors. Must have a two-year history in the same line of work. Contact a NASB Loan Officer for details on the excluded areas and/or zip codes. The product is not available in New York, the Chicago or Baltimore metropolitan areas and not in all locations or for all property types. Loans are subject to underwriting, eligibility criteria, and other factors. Your Loan Officer will provide more information regarding 1099 loans and what may work best for your situation.
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    NMLS ID# 400039.

    Not all products are available for collateral located in all states or for all amounts. Other restrictions and limitations may apply.

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