NASB's Zero Down Home Loan Program

Buy a Home with No Down Payment!*

Are you ready to purchase a house to make your home? Or, maybe you’re just beginning to look and haven't quite settled on what you want to buy? Don't let that stop you from starting the home loan process!

Discover our Zero Down Home Loan Program. With this program, we will get you into your home with no down payment.* That means you can put that money towards making your new house a home. Home buying shouldn't have to be stressful, that's why NASB is here for you.

Our Zero Down Home Loan Program makes buying a home easier than ever with:

  • Competitive Conforming Fixed Rates
    We keep our rates competitive so you get as good as deal as possible.
  • No First-Time Homebuyer or Maximum Income Restrictions
    Don't let your dream home be anything but that. With no first-time Homebuyer or Maximum Income Restrictions, we're helping you make your dream a reality.

  • Available for Borrowers with a Credit Score of 680+
    You've proven your dependability, now it's time someone rewards you for your hard work. 

  • Available on Home Purchases in Kansas and Missouri Only

What are you waiting for!? Make your dream of owning a home a dream come true with our Zero Down Home Loan Program.

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

See what you can qualify for!

Credit Score


(Debt Income Ratio)



MAX Term




30 Years




30 Years




20 Years


* Borrower must invest 1% of the purchase price into the transaction, which may include loan closing costs &/or prepaid taxes/insurance. 2 months reserves of the monthly payment, insurance, taxes, and mortgage insurance is required. Gift funds from an acceptable source are allowed to cover the 1% borrower investment and reserves. Other guidelines and restrictions apply.