Good Neighbor Programs | KC Home Lending

North American Savings Bank is committed to promoting home ownership in the under-served areas of the Kansas City community. Our Good Neighbor Programs provide special lending opportunities to low-to-moderate income borrowers, and to those financing homes in low-to-moderate income areas of the Kansas City Metropolitan Area. NASB works hard to provide mortgage lending assistance where it is needed.

Good Neighbor Home Loan Programs

Eligibility for this home mortgage loan program is based on either the property location or the household income of the applicant:

  1. Available on properties located in low-to-moderate income census tracts in the following counties: (Missouri): Buchanan, Cass, Clay, Jackson, Lafayette, Platte. (Kansas): Johnson, Wyandotte.
  2. Also available on properties in the above listed counties, regardless of the census tract of the property, if the applicant’s household income does not exceed 80% of the median income level for the MSA (Metropolitan Statistical Area).
    • Special program for owner-occupied purchase or rate and term finance
    • Easier qualifying: 580 minimum credit score, instead of the typical 640
    • No NASB lender fees, plus a lender credit for closing cost assistance is provided

Complete this form and one of our local home loan experts will be in touch. 

By clicking the Submit button you agree that you are providing an electronic signature expressly authorizing NASB to contact you by telephone at any of the telephone number(s) provided above using an automatic telephone dialing system or an artificial or prerecorded voice or via text/SMS message, even if the telephone number is assigned to a cellular telephone service or other service for which the called party is charged. NASB may also contact you via email using any email address you provided. This authorization overrides any previous registration on a federal, state or corporate Do Not Call Registry or any internal NASB privacy or solicitation preference you have previously expressed. You are not required to provide this authorization as a condition of purchasing any property, goods or services from NASB. As an alternative, you may call us directly at (866) 627-7119 and we will process your request over the phone.

 

Good Neighbor Discount Programs

Eligibility for this discount program is based on property location:

The Good Neighbor Discount program is available for customers not utilizing NASB’s Good Neighbor Loan. This program is available on properties located in low-to-moderate income census tracts of the following counties:
(Missouri): Buchanan, Cass, Clay, Jackson, Lafayette, Platte. (Kansas): Johnson, Wyandotte.

  • Discount for use with NASB’s other loan programs
  • Available for purchase or refinance transactions, and for owner-occupied or investment properties
  • No NASB lender fees, plus a lender credit for closing cost assistance is provided

*Specific restrictions apply. Available on properties located in low-to-moderate income census tracts. Eligibility for the discounts and features of the Good Neighbor Programs are separate from loan approval, which is still required.