Good Neighbor Programs  |  KC Home Lending 

North American Savings Bank is committed to promoting home ownership in the under-served areas of the Kansas City community. Our Good Neighbor Programs provide special lending opportunities to low-to-moderate income borrowers, and to those financing homes in low-to-moderate income areas of the Kansas City Metropolitan Area. NASB works hard to provide mortgage lending assistance where it is needed.

Good Neighbor Home Loan Programs

Eligibility for this home mortgage loan program is based on either the property location or the household income of the applicant:

  1. Available on properties located in low-to-moderate income census tracts in Jackson County, Missouri, and Wyandotte County, Kansas.
  2. Available on properties in the following municipalities, regardless of the census tract, if the applicant’s household income does not exceed 80% of the median income level ($58,640): Grandview, Missouri; Kansas City, Missouri Independence, Missouri; Raytown, Missouri; and Kansas City, Kansas.
    • Special program for owner-occupied purchase or rate and term finance
    • Easier qualifying: 580 minimum credit score, instead of the typical 640
    • No NASB lender fees, plus a lender credit for closing cost assistance is provided

Good Neighbor Discount Programs

Eligibility for this discount program is based on property location:

The Good Neighbor Discount program is available for customers not utilizing NASB’s Good Neighbor Loan. This program is available on properties located in low-to-moderate income census tracts of the following counties: Buchanan, MO; Cass, MO; Clay, MO; Jackson, MO; Platte, MO; Wyandotte, KS; and Johnson, KS.

  • Discount for use with NASB’s other loan programs
  • Available for purchase or refinance transactions, and for owner-occupied or investment properties
  • No NASB lender fees, plus a lender credit for closing cost assistance is provided

*Specific restrictions apply. Available on properties located in low-to-moderate income census tracts. Eligibility for the discounts and features of the Good Neighbor Programs are separate from loan approval, which is still required.

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