Smart Savers Savings Account

Pay yourself first.


A specially designed account that helps you save on a monthly basis with the convenience of direct deposit and a great interest rate.


Free Financial Education Tools for Savings Accounts

Free Financial Management Tools for Savings Accounts

Low opening balance and minimum balance requirements

Free Internet Banking and


All deposits are FDIC insured up to $250,000 per depositor

Free Mobile Banking with Mobile Check Deposit

Get the app!


  • Financial Management Tools

    NASB offers free tools to help you budget and save. See where your money is going and set goals for financial freedom.
  • Free Financial Education

    Informative articles, educational tools and financial calculators are just a few of the things available through our Financial Education Site.
  • E-Statements

    Save time, space, money and trees. View, download, or print your statement online – FREE!
  • Internet Banking

    Instant account access 24/7. Gain control of when, where and how you bank. With online banking you can access ALL your NASB accounts, check balances, transfer funds, and more right from your computer.
  • Mobile Banking

    Get our free app and manage your account on the go – check account balances, transfer funds, and more right from your smartphone or tablet.

Fee Information

Minimum Opening Deposit


Minimum Balance


Minimum Monthly Direct Deposit


Monthly Maintenance Fee

$0 with direct deposit for first 6 months; then $7.50 if minimum not met


Balance APY*
More than $0


*Annual Percentage Yield. See Checking or Savings for account requirements. Rates may change after the account is opened. Fees can reduce earnings on the account. Interest-bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY. Fees may reduce earnings on the account. All offering rates subject to change at any time without notice.