Rewards Checking

Earn interest by making everyday purchases.


Earn a higher interest rate based on account activity during the statement cycle.


Monthly Requirements to Earn Rewards Rate:
– Direct Deposit of $200 or more
– 12 debit card or point of sale transactions (does not include ATM transactions)
– E-Statements Required
– Current email address on file
– Internet Banking agreement exists
– 2 Bill Pay transactions within the cycle


No minimum checking account balance and no monthly maintenance fee

Free access to 24,000+ ATMs nationwide Find an ATM

Free Financial Education & Management Tools

Free Visa® Debit Card

Free Internet Banking, Online Bill Pay & E-Statements

Free Mobile Banking with Mobile Check Deposit

Get the app!


  • Internet Banking

    Instant account access 24/7. Gain control of when, where and how you bank. With online banking you can access ALL your NASB accounts, check balances, transfer funds, and more right from your computer.
  • Bill Pay

    Pay your bills electronically with this easy, safe, convenient and FREE option.
  • E-Statements

    Save time, space, money and trees. View, download, or print your statement online – FREE!
  • Mobile Banking

    Get our free app and manage your account on the go – check account balances, transfer funds, and more right from your smartphone or tablet.
  • Free Financial Education

    Informative articles, educational tools and financial calculators are just a few of the things available through our Financial Education Site.
  • Financial Management Tools

    NASB offers free tools to help you budget and save. See where your money is going and set goals for financial freedom.
  • Direct Deposit


Minimum Opening Deposit


Minimum Balance


Monthly Maintenance Fee

$7.50 if no monetary activity after 6 months.


Balance APY*
$.01 - $24,999 (Qualified)


$25,000 -$1,499,999 (Qualified)


$1,500,000 or Greater (Qualified)


$.01 - $24,999 (Non-Qualified)


$25,000 or Greater (Non-Qualified)


    APY = Annual Percentage Yield. See Checking or Savings for account requirements. Fees may reduce earnings on the account. Interest bearing Checking and Savings accounts with balances over $1,500,000 earn 0.10% APY. 
  2. Annual Percentage Yield. Simple interest account. Monthly requirements to earn Qualified Rewards Rate. See Truth in Savings brochure for requirements. Balances up to $25,000 receive APY of 0.90%; and balances over $25,000 earn 0.30% APY on portion of balance over $25,000, resulting in 0.90% - 0.30% APY depending on the balance. Qualified Rewards Checking accounts with balances over $1,500,000 earn 0.10% APY. If qualifications are not met, all balance tiers earn 0.00% APY. Qualified rate given for the month following the month in which all qualifications are met.
  3. Rewards and Money Market accounts are NOT eligible for our Deposit the Difference program.

Customer transactions are routinely posted to customers’ accounts during our normal business hours, which include Saturdays. For more information please call one of our Personal Banking locations.

*Annual Percentage Yield. See Checking or Savings for account requirements. Fees may reduce earnings on the account.